CommonSense InvestSense
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CommonSense InvestSense- “Humble Arithmetic,” Prudence, and Successful Investing May 22, 2013Facts do not cease to exist because they are ignored. – Aldous Huxley In 2005, John Bogle, of Vanguard fame, spoke at the 60th anniversary conference of the Financial Analysts Journal. Mr. Bogle’s presentation, entitled “The Relentless Rules of Humble … Continue reading →investsense
- Wealth Preservation Saboteurs April 30, 2013“Get what you can and keep what you have; that’s the way to get rich.” Scottish Proverb In a series of earlier posts, I discussed the three planning areas that I believe constitute real wealth management – wealth accumulation, wealth … Continue reading →investsense
- Three Numbers Every Investor and Fiduciary Should Remember April 7, 2013The abundance of investment products and investment information available today can be intimidating and confusing to many investors, both novice and professional. Over my twenty-plus years as an attorney and investment adviser, I have tried to help others focus on … Continue reading →investsense
- REAL Wealth Management – Wrap-Up March 24, 2013Over the past four weeks, I have written posts to discuss what I perceive to be the three true areas of comprehensive wealth management – accumulation, preservation/protection and distribution/transfer. While many financial professionals may claim to be wealth managers, a … Continue reading →investsense
- REAL Wealth Management – Wealth Distributions and Transfers March 17, 2013This week, we address what I consider to be the third aspect of a genuine wealth management program -distributions and transfers of one’s assets. Distribution encompasses both transfers made while one is living, inter vivos transfers, and transfers made after … Continue reading →investsense
- REAL Wealth Management – Preservation March 9, 2013When I tell people that I am a wealth preservation attorney, I often get the obligatory inquisitive look, followed by “what’s that” question. In my law practice, wealth preservation law covers several areas of the law, primarily wealth management, tax … Continue reading →investsense
- Dividend Investing vs. Variable Annuities March 7, 2013Excellent analysis of problems with variable annuities from the “Seeking Alpha” web site . Only thing missing is discussion of the use of inverse pricing on VA’s annual fees, producing windfall for VA issuer at expense of VA owner. “Seeking … Continue reading →investsense
- REAL Wealth Management – Accumulation March 2, 2013As promised, over the next four weeks I will discuss what I believe are the three aspects of real wealth management – accumulation, protection/preservation and distribution. Most of the posts and white papers on this site deal with the accumulation … Continue reading →investsense
- REAL Wealth Management February 22, 2013Difficult times recently. My mother recently passed away under a cloud of issues and I just finished my most recent book, “The 401(k)/403(b) Investment Manual.” Then a prospective client contacted me with regard to his ongoing problems with a “wealth … Continue reading →investsense
- 3 (and a half) Common IRA Mistakes to Avoid November 8, 2012Individual retirement accounts (IRAs) have proven to be a very popular investment option. When set-up properly, IRAs can provide investors with greater flexibility and overall wealth management opportunities than traditional retirement accounts such as 401(k) and 403(b) accounts. That said, … Continue reading →investsense
- “Humble Arithmetic,” Prudence, and Successful Investing May 22, 2013
Category Archives: Asset Protection
Wealth Preservation Saboteurs
“Get what you can and keep what you have; that’s the way to get rich.” Scottish Proverb In a series of earlier posts, I discussed the three planning areas that I believe constitute real wealth management – wealth accumulation, wealth … Continue reading
Posted in Asset Protection, Investment Fraud, Investment Portfolios, Investor Protection, Portfolio Construction, portfolio planning, Portfolio Planning, Retirement, Retirement Distribution Planning, Retirement Plan Participants, Retirement Planning, Wealth Accumulation, Wealth Management, Wealth Preservation
Tagged 401k, 401k Investing, asset protection, black box investment fraud, financial planning, investing, investment portfolios, investments, investor protection, InvestSense, Pension Planning, portfolio construction, retirement plan participants, retirement planning, wealth preservation
Three Numbers Every Investor and Fiduciary Should Remember
The abundance of investment products and investment information available today can be intimidating and confusing to many investors, both novice and professional. Over my twenty-plus years as an attorney and investment adviser, I have tried to help others focus on … Continue reading
Posted in Asset Protection, Investment Fraud, Investment Portfolios, Investor Protection, Portfolio Construction, portfolio planning, Retirement, Retirement Plan Participants, Retirement Planning, Wealth Accumulation, Wealth Management, Wealth Preservation
Tagged 401k Investing, asset protection, financial planning, investing, investment portfolios, investments, investor protection, InvestSense, portfolio construction, retirement distribution planning, retirement plan participants, retirement planning, wealth management, wealth preservation
REAL Wealth Management – Wrap-Up
Over the past four weeks, I have written posts to discuss what I perceive to be the three true areas of comprehensive wealth management – accumulation, preservation/protection and distribution/transfer. While many financial professionals may claim to be wealth managers, a … Continue reading
Posted in Asset Protection, Investment Fraud, Investment Portfolios, Investor Protection, Portfolio Construction, portfolio planning, Retirement, Retirement Distribution Planning, Retirement Plan Participants, Retirement Planning, Wealth Accumulation, Wealth Management, Wealth Preservation
Tagged 401k, 401k Investing, asset protection, financial planning, investing, investment portfolios, investment scams, investments, investor protection, InvestSense, Pension Planning, portfolio construction, retirement distribution planning, retirement plan participants, retirement planning, wealth distribution, wealth management, wealth preservation
REAL Wealth Management – Wealth Distributions and Transfers
This week, we address what I consider to be the third aspect of a genuine wealth management program -distributions and transfers of one’s assets. Distribution encompasses both transfers made while one is living, inter vivos transfers, and transfers made after … Continue reading
Posted in Asset Protection, Retirement, Retirement Distribution Planning, Retirement Planning, Wealth Distribution, Wealth Management, Wealth Preservation
Tagged financial planning, investor protection, retirement distribution planning, retirement planning, wealth distribution, wealth management, wealth preservation
REAL Wealth Management – Preservation
When I tell people that I am a wealth preservation attorney, I often get the obligatory inquisitive look, followed by “what’s that” question. In my law practice, wealth preservation law covers several areas of the law, primarily wealth management, tax … Continue reading
Posted in Asset Protection, Investment Fraud, Investment Portfolios, Investor Protection, Portfolio Construction, portfolio planning, Portfolio Planning, Retirement Planning, Wealth Management, Wealth Preservation
Tagged asset protection, black box investment fraud, financial planning, investing, investment losses, investment portfolios, investment scams, investments, investor protection, InvestSense, portfolio construction, wealth management, wealth preservation, wealth recovery
3 (and a half) Common IRA Mistakes to Avoid
Individual retirement accounts (IRAs) have proven to be a very popular investment option. When set-up properly, IRAs can provide investors with greater flexibility and overall wealth management opportunities than traditional retirement accounts such as 401(k) and 403(b) accounts. That said, … Continue reading
Posted in Asset Protection, Investor Protection, IRA, Retirement Plan Participants, Retirement Planning, Wealth Management, Wealth Preservation
Tagged asset protection, financial planning, investments, investor protection, InvestSense, IRAs, Pension Planning, Pensions, retirement plan participants, retirement planning, wealth management, wealth preservation
Avoiding the “Missing the Ten Best Days” Ruse
Stockbrokers and investment advisors sometimes employ the “missing the best days in the market” ruse to convince investors to stay in the market, even when economic and market indicators suggest a more defensive strategy. In some cases, advice is simply to preserve … Continue reading
Posted in Asset Protection, Investment Fraud, Investment Portfolios, Investor Protection, Portfolio Construction, portfolio planning, Portfolio Planning, Retirement Plan Participants, Retirement Planning, Wealth Management, Wealth Preservation
Tagged 401k, abusive practices, asset protection, financial planning, investing, investment losses, investment portfolios, investments, investor protection, InvestSense, portfolio construction, retirement plan participants, retirement planning, wealth management, wealth preservation
Sunlight Is the Best Disinfectant
A previous InvestSense white paper discussed one question every investor should ask their financial advisers whenever investment recommendations are provided-”Why?” The new InvestSense white paper, “Sunlight Is the Best Disinfectant,” provides nineteen more questions that investors should ask to better … Continue reading
Posted in Asset Protection, Investment Portfolios, Investor Protection, portfolio planning, Retirement Plan Participants, Wealth Preservation
Tagged asset protection, black box investment fraud, financial interests, financial planning, investing, investment portfolios, investor protection, wealth management, wealth preservation
Bigger Than Madoff?
The new InvestSense white paper, “Dirty Little Secrets: Protecting Investors and Fiduciaries Against ‘Black Box’ Investment Fraud,” provides information and advice on how to avoid the often subtle and overlooked problem of “black box” asset allocation/ portfolio optimization plans. Based … Continue reading
Posted in Asset Protection, Investment Portfolios, Investor Protection, Portfolio Construction, portfolio planning, Retirement Plan Participants, Wealth Preservation
Tagged abusive practices, asset protection, black box investment fraud, financial planning, investing, investment losses, investment portfolios, investments, investor protection, InvestSense, portfolio construction, retirement planning, wealth management, wealth preservation
Special Alert-Barron’s “America’s Top 1000 Financial Advisors”
I am, and always have been, a huge fan of Barron’s. It is a great resource for investors and those having interests in the financial services industry. However, the “America’s Top 100 Financial Advisors” supplement in the February 20, 2012, issue has to … Continue reading
Posted in Asset Protection, Investment Portfolios, Investor Protection, Portfolio Construction, portfolio planning, Portfolio Planning, Retirement Plan Participants, Retirement Planning, Wealth Management, Wealth Preservation
Tagged investment advisors, investment scams, wealth management, wealth preservation
