CommonSense InvestSense
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CommonSense InvestSense- “CommonSense InvestSense™”…Account Management June 6, 2013“Don’t gamble. Take all your savings and buy some good stock and hold it ’til it goes up then sell it. If it don’t go up, don’t buy it. Will Rogers If only it were that easy. While no one … Continue reading →investsense
- Special Investor Alert-Questions About New “Barron’s Advisors” May 30, 2013In February, 2012 I wrote a post regarding the value of Barron’s “Top 1000 Advisers List,” citing the questionable criteria used and lack of transparency on the calculation process used in preparing the list. Barron’s has just published a new … Continue reading →investsense
- “Humble Arithmetic,” Prudence, and Successful Investing May 22, 2013Facts do not cease to exist because they are ignored. – Aldous Huxley In 2005, John Bogle, of Vanguard fame, spoke at the 60th anniversary conference of the Financial Analysts Journal. Mr. Bogle’s presentation, entitled “The Relentless Rules of Humble … Continue reading →investsense
- Wealth Preservation Saboteurs April 30, 2013“Get what you can and keep what you have; that’s the way to get rich.” Scottish Proverb In a series of earlier posts, I discussed the three planning areas that I believe constitute real wealth management – wealth accumulation, wealth … Continue reading →investsense
- Three Numbers Every Investor and Fiduciary Should Remember April 7, 2013The abundance of investment products and investment information available today can be intimidating and confusing to many investors, both novice and professional. Over my twenty-plus years as an attorney and investment adviser, I have tried to help others focus on … Continue reading →investsense
- REAL Wealth Management – Wrap-Up March 24, 2013Over the past four weeks, I have written posts to discuss what I perceive to be the three true areas of comprehensive wealth management – accumulation, preservation/protection and distribution/transfer. While many financial professionals may claim to be wealth managers, a … Continue reading →investsense
- REAL Wealth Management – Wealth Distributions and Transfers March 17, 2013This week, we address what I consider to be the third aspect of a genuine wealth management program -distributions and transfers of one’s assets. Distribution encompasses both transfers made while one is living, inter vivos transfers, and transfers made after … Continue reading →investsense
- REAL Wealth Management – Preservation March 9, 2013When I tell people that I am a wealth preservation attorney, I often get the obligatory inquisitive look, followed by “what’s that” question. In my law practice, wealth preservation law covers several areas of the law, primarily wealth management, tax … Continue reading →investsense
- Dividend Investing vs. Variable Annuities March 7, 2013Excellent analysis of problems with variable annuities from the “Seeking Alpha” web site . Only thing missing is discussion of the use of inverse pricing on VA’s annual fees, producing windfall for VA issuer at expense of VA owner. “Seeking … Continue reading →investsense
- REAL Wealth Management – Accumulation March 2, 2013As promised, over the next four weeks I will discuss what I believe are the three aspects of real wealth management – accumulation, protection/preservation and distribution. Most of the posts and white papers on this site deal with the accumulation … Continue reading →investsense
- “CommonSense InvestSense™”…Account Management June 6, 2013
Category Archives: Portfolio Planning
Special Investor Alert-Questions About New “Barron’s Advisors”
In February, 2012 I wrote a post regarding the value of Barron’s “Top 1000 Advisers List,” citing the questionable criteria used and lack of transparency on the calculation process used in preparing the list. Barron’s has just published a new … Continue reading
Posted in Asset Protection, Investment Advice, Investment Advisors, Investment Portfolios, Investor Protection, portfolio planning, Portfolio Planning, Retirement, Retirement Plan Participants, Uncategorized, Wealth Preservation
Tagged abusive practices, Active Management Value Ratio, asset protection, investing, investment advice, investment advisors, investment losses, investment portfolios, investments, investor protection, InvestSense, portfolio construction, wealth management, wealth preservation
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Wealth Preservation Saboteurs
“Get what you can and keep what you have; that’s the way to get rich.” Scottish Proverb In a series of earlier posts, I discussed the three planning areas that I believe constitute real wealth management – wealth accumulation, wealth … Continue reading
Posted in Wealth Preservation, Asset Protection, Portfolio Construction, Investor Protection, Retirement Plan Participants, Investment Portfolios, Retirement Planning, portfolio planning, Portfolio Planning, Wealth Management, Investment Fraud, Wealth Accumulation, Retirement, Retirement Distribution Planning
Tagged InvestSense, investing, investments, financial planning, wealth preservation, retirement plan participants, investment portfolios, investor protection, asset protection, retirement planning, 401k, portfolio construction, black box investment fraud, 401k Investing, Pension Planning
REAL Wealth Management – Preservation
When I tell people that I am a wealth preservation attorney, I often get the obligatory inquisitive look, followed by “what’s that” question. In my law practice, wealth preservation law covers several areas of the law, primarily wealth management, tax … Continue reading
Posted in Asset Protection, Investment Fraud, Investment Portfolios, Investor Protection, Portfolio Construction, portfolio planning, Portfolio Planning, Retirement Planning, Wealth Management, Wealth Preservation
Tagged asset protection, black box investment fraud, financial planning, investing, investment losses, investment portfolios, investment scams, investments, investor protection, InvestSense, portfolio construction, wealth management, wealth preservation, wealth recovery
Dividend Investing vs. Variable Annuities
Excellent analysis of problems with variable annuities from the “Seeking Alpha” web site . Only thing missing is discussion of the use of inverse pricing on VA’s annual fees, producing windfall for VA issuer at expense of VA owner. “Seeking … Continue reading
Posted in Investment Portfolios, Investor Protection, Portfolio Construction, portfolio planning, Portfolio Planning, Retirement Plan Participants, Wealth Accumulation, Wealth Management, Wealth Preservation
Tagged financial planning, investing, investment portfolios, investment scams, investments, investor protection, Pension Planning, portfolio construction, retirement planning, wealth management, wealth preservation
REAL Wealth Management – Accumulation
As promised, over the next four weeks I will discuss what I believe are the three aspects of real wealth management – accumulation, protection/preservation and distribution. Most of the posts and white papers on this site deal with the accumulation … Continue reading
Posted in Investment Portfolios, Investor Protection, Portfolio Construction, portfolio planning, Portfolio Planning, Retirement Plan Participants, Retirement Planning, Wealth Accumulation, Wealth Management, Wealth Preservation
Tagged asset protection, financial planning, investing, investment portfolios, investments, investor protection, InvestSense, portfolio construction, retirement planning, wealth management, wealth preservation
Avoiding the “Missing the Ten Best Days” Ruse
Stockbrokers and investment advisors sometimes employ the “missing the best days in the market” ruse to convince investors to stay in the market, even when economic and market indicators suggest a more defensive strategy. In some cases, advice is simply to preserve … Continue reading
Posted in Asset Protection, Investment Fraud, Investment Portfolios, Investor Protection, Portfolio Construction, portfolio planning, Portfolio Planning, Retirement Plan Participants, Retirement Planning, Wealth Management, Wealth Preservation
Tagged 401k, abusive practices, asset protection, financial planning, investing, investment losses, investment portfolios, investments, investor protection, InvestSense, portfolio construction, retirement plan participants, retirement planning, wealth management, wealth preservation
The Active Management Value Ratio™- Revealing the Undisclosed Cost of Actively Managed Mutual Funds
Despite overwhelming evidence that actively managed mutual funds generally underperform passively managed index funds, the evidence indicates that most investors continue to purchase and hold actively managed funds. Even when an actively managed fund does outperform its relevant index, the … Continue reading
Posted in Investment Portfolios, Investor Protection, Portfolio Construction, portfolio planning, Portfolio Planning, Retirement Plan Participants, Retirement Planning, Wealth Management, Wealth Preservation
Tagged 401k, abusive practices, financial planning, investing, investment portfolios, investments, InvestSense, portfolio construction, retirement plan participants, retirement planning, wealth management
A Simple Step to Better Protect Pension Plan Participants
Reviewing the reported trillion dollar losses that investors suffered during the 2000-2002 and 2008 bear markets, I cannot help but wonder how much of those losses were preventable, especially for 401k investors. 401k plans are increasingly opting for participant directed retirement plans … Continue reading
Special Alert-Barron’s “America’s Top 1000 Financial Advisors”
I am, and always have been, a huge fan of Barron’s. It is a great resource for investors and those having interests in the financial services industry. However, the “America’s Top 100 Financial Advisors” supplement in the February 20, 2012, issue has to … Continue reading
Posted in Asset Protection, Investment Portfolios, Investor Protection, Portfolio Construction, portfolio planning, Portfolio Planning, Retirement Plan Participants, Retirement Planning, Wealth Management, Wealth Preservation
Tagged investment advisors, investment scams, wealth management, wealth preservation
The One Question Every Investor Should Always Ask
This week I had two referrals that prompted this post. In each case, I was asked to provide a pre-investment suitability analysis for fiduciaries involved in the cases. One case involved a trust for two children whose parents had died. … Continue reading
Posted in Asset Protection, Investment Portfolios, Investor Protection, Portfolio Construction, Portfolio Planning, Retirement Plan Participants, Retirement Planning
Tagged asset protection, financial planning, investing, investment portfolios, investments, investor protection, retirement planning, wealth management, wealth preservation
