CommonSense InvestSense
<a 
CommonSense InvestSense- Wealth Preservation and Retirement Accounts July 14, 2017When I tell people that I am a wealth preservation attorney, they often respond by saying that they do not have enough money to need such services. Then I ask them whether they have a 401(k) account, an IRA or … Continue reading →investsense
- The New DOL Fiduciary Rule – Effective June 9, 2017 June 7, 2017On June 9, 2017, the Department of Labor’s (DOL) new fiduciary rule (Rule), or at least parts of same, go into effect for retirement plans covered by the Employees’ Retirement Income Security Act, commonly known as ERISA. The Rule was … Continue reading →investsense
- The Investor Revolution: A “Best Interests” Checklist for Investors and Fiduciaries May 28, 2017The DOL recently announced that it will not seek to delay the effective date of the department’s new fiduciary law. Beginning June 9, 2017, anyone providing advice to pension plans and plan participants will be deemed to be a fiduciary, … Continue reading →investsense
- Controlling the Controllable: Factoring Investment Costs Into the Prudence/Suitability Equation May 10, 2017Facts do not cease to exist because they are ignored. – Aldous Huxley In an earlier post, I discussed the benefits of controlling the controllable aspects of investing. Investors cannot control the performance of the markets. Investment fiduciaries are not … Continue reading →investsense
- Investor Alert: Variable Annuities and Fixed Indexed Annuities April 8, 2017The Department of Labor announced the other day that it was delaying the effectiveness of certain part of their new fiduciary rule for 60 days. This delay was essentially requested by the Trump administration in order to evaluate the fairness … Continue reading →investsense
- 3 Key (But Often Overlooked) Mutual Fund Return Statistics March 4, 2017Anyone who knows me knows that the minute I see a “Top” or “Best” list with regards to financial advisers or investments, I immediately want to do a detailed forensic analysis to substantiate or disprove such claims. As a plaintiff’s … Continue reading →investsense
- Investor Self-Protection Guide 2017 February 18, 2017As a securities/ERISA attorney, Certified Financial Planner® professional and an Accredited Wealth Management Advisor®, I am interested in providing the public with quality financial advice and helping to address the ongoing problem of financial abuse and fraud. One of the … Continue reading →investsense
- How Fees and Expenses Affect Your Investment Portfolio February 16, 2017Informative piece from the Securities and Exchange Commission discussing an issue I’ve discussed on other posts and white pages on this blog. https://www.sec.gov/investor/alerts/ib_fees_expenses.pdfinvestsense
- The Evidence Based Investor February 10, 2017Two excellent posts for investors to consider from my British colleague, Robin Powell, of “The Evidence Based Investor” web site.investsense
- Promoting “Financial Wellness” and “Retirement Readiness” December 3, 2016Two of the hot buzzwords today in the financial media are “financial wellness” and “retirement readiness.” While many people consider financial and investing matters confusing and intimidating, the truth is that people can simplify most matters and still be successful. … Continue reading →investsense
- Wealth Preservation and Retirement Accounts July 14, 2017
Monthly Archives: March 2016
Outing “closet index” funds
Canada is finally investigating the issue of recommendations and sales of “closet index” funds. The same problem exists in the U.S., but don’t hold your breath expecting U.S. regulators to address the problem. A closet index fund is also referred to … Continue reading
Posted in Asset Protection, ERISA, Fiduciary, Investment Advice, Investment Advisors, Investment Fraud, Investor Protection, pension plans, Portfolio Construction, portfolio planning, Portfolio Planning, Retirement, Retirement Plan Participants, Wealth Management, Wealth Preservation
Tagged 401k, 401k Investing, abusive practices, Fiduciary, investing, investment advice, investment advisors, investment portfolios, investments, investor protection, Pension Planning, Pensions, portfolio construction, retirement plan participants, retirement planning, wealth management, wealth preservation
More Warnings About Stable Value Funds
Another excellent article highlighting the issues regarding stable value funds and fundamental fairness issues re windfall profits often taken by SVF issuers. http://www.morningstar.com/advisor/t/67716370/stable-value-funds-a-disclosure-dilemma.htm
Posted in ERISA, Fiduciary, Investment Advice, Investment Advisors, Investment Portfolios, pension plans, Portfolio Construction, portfolio planning, Retirement, Retirement Plan Participants, Uncategorized, Wealth Accumulation, Wealth Management, Wealth Preservation
Tagged 401k, 401k Investing, abusive practices, investment advice, investment portfolios, retirement plan participants, wealth management, wealth preservation
Those “Great” Stable Value Funds Exposed
So many 401(k) plans and plan participants have fallen in love with these products without truly understanding how they work, especially how they can benefit the companies offering them at the plan participant’s expense. This Morningstar article by Scott Simon … Continue reading
Posted in Common Sense, ERISA, Fiduciary, Investment Advice, Investment Fraud, Investment Portfolios, Investor Protection, pension plans, Portfolio Construction, portfolio planning, Retirement, Retirement Plan Participants, Retirement Planning, Uncategorized, Wealth Accumulation, Wealth Management, Wealth Preservation
Tagged 401k, 401k Investing, abusive practices, Fiduciary, financial planning, investing, investment advice, investment advisors, investment portfolios, investment scams, investments, investor protection, Pension Planning, portfolio construction, retirement plan participants, retirement planning, wealth management, wealth preservation
This Investment Is Up 7.11% Year to Date (3-3-2016)
Subscribers to this blog know that I subscribe to Charles Ellis’ philosophy that properly practiced, wealth management is not about the management of returns, but rather the informed management of investment risk. That’s not to say that investors should ignore … Continue reading
Posted in Common Sense, Investment Advice, Portfolio Construction, portfolio planning, Portfolio Planning, Retirement, Wealth Accumulation, Wealth Management, Wealth Preservation
Tagged Advice, asset protection, financial planning, investing, investment advice, investment portfolios, investments, portfolio construction, wealth management, wealth preservation
