CommonSense InvestSense
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CommonSense InvestSense- Remembering David Swensen: “The Mutual Fund Merry-Go-Round” September 14, 2021The late David Swensen was the well-known Chief Investment Officer of Yale University. He was also an outspoken advocate for investor protection. While performing some research for a brief, I ran across this op-ed, “The Mutual Fund Merry-Go-Round,” that David … Continue reading →investsense
- Recent AMVR Twitter and LinkedIn post July 28, 2021While the DOL (“fiduciary”) and the SEC (“best interest”) debate their applicable standards, I suggest that cost-efficiency should be a key factor in whatever they decide. Even former SEC chairman Jay Clayton discussed the importance of cost-efficiency re “best interest.” … Continue reading →investsense
- New InvestSense video: “The Active Management Value Ratio 4.0: What Investors and Investment Fiduciaries REALLY Need to Know About Wealth Accumulation and Preservation” July 21, 2021 investsense
- “‘Why’ – Investor Protection Made Simple” July 1, 2021=One of the most rewarding aspects of writing this blog and my books is when someone contacts you and thanks you for the information and advice that you provide. I recently had someone write and tell me that they have … Continue reading →investsense
- REAL Wealth Management 2021 – Wrap-Up June 11, 2021Over the past few days, I have written posts to discuss what I perceive to be the three true areas of comprehensive wealth management – accumulation, preservation/protection and distribution/transfer. While many financial professionals may claim to be wealth managers, a … Continue reading →investsense
- REAL Wealth Management 2021 – Wealth Distributions and Transfers June 10, 2021Today, we address what I consider to be the third aspect of a genuine wealth management program – distributions and transfers of one’s assets. Distribution encompasses both transfers made while one is living, inter vivos transfers, and transfers made after … Continue reading →investsense
- REAL Wealth Management 2021 – Preservation June 9, 2021“Make as much money as you can and keep what you get. That’s the way to become rich.” – Scottish adage When I tell people that I am a wealth preservation attorney, I often get the obligatory inquisitive look, followed … Continue reading →investsense
- REAL Wealth Management 2021 – Accumulation June 8, 2021As promised, over the next few days I will discuss what I believe are the three aspects of real wealth management – accumulation, protection/preservation and distribution. Most of the posts and white papers on wealth management deal with the accumulation … Continue reading →investsense
- REAL Wealth Management-2021 June 6, 2021I originally ran this series back in 2013. The series has proven to be among the blog’s most popular posts. So we are going to update the original posts and re-run the entire series. Today we address the ongoing “wealth … Continue reading →investsense
- Variable Annuities: Reading Between the Marketing Lines April 21, 2021Variable Annuities:Reading Between the Marketing Lines James W. Watkins, III, J.D., CFP®, AWMA®CEO/Managing MemberInvestSense, LLC “Variable annuities are one of the most overhyped, most oversold, and least understood investment products.” A popular investment industry saying is that “annuities are sold, not … Continue reading →investsense
- Remembering David Swensen: “The Mutual Fund Merry-Go-Round” September 14, 2021
Monthly Archives: March 2016
Outing “closet index” funds
Canada is finally investigating the issue of recommendations and sales of “closet index” funds. The same problem exists in the U.S., but don’t hold your breath expecting U.S. regulators to address the problem. A closet index fund is also referred to … Continue reading
Posted in Asset Protection, ERISA, Fiduciary, Investment Advice, Investment Advisors, Investment Fraud, Investor Protection, pension plans, Portfolio Construction, portfolio planning, Portfolio Planning, Retirement, Retirement Plan Participants, Wealth Management, Wealth Preservation
Tagged 401k, 401k Investing, abusive practices, Fiduciary, investing, investment advice, investment advisors, investment portfolios, investments, investor protection, Pension Planning, Pensions, portfolio construction, retirement plan participants, retirement planning, wealth management, wealth preservation
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More Warnings About Stable Value Funds
Another excellent article highlighting the issues regarding stable value funds and fundamental fairness issues re windfall profits often taken by SVF issuers. http://www.morningstar.com/advisor/t/67716370/stable-value-funds-a-disclosure-dilemma.htm
Posted in ERISA, Fiduciary, Investment Advice, Investment Advisors, Investment Portfolios, pension plans, Portfolio Construction, portfolio planning, Retirement, Retirement Plan Participants, Uncategorized, Wealth Accumulation, Wealth Management, Wealth Preservation
Tagged 401k, 401k Investing, abusive practices, investment advice, investment portfolios, retirement plan participants, wealth management, wealth preservation
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Those “Great” Stable Value Funds Exposed
So many 401(k) plans and plan participants have fallen in love with these products without truly understanding how they work, especially how they can benefit the companies offering them at the plan participant’s expense. This Morningstar article by Scott Simon … Continue reading
Posted in Common Sense, ERISA, Fiduciary, Investment Advice, Investment Fraud, Investment Portfolios, Investor Protection, pension plans, Portfolio Construction, portfolio planning, Retirement, Retirement Plan Participants, Retirement Planning, Uncategorized, Wealth Accumulation, Wealth Management, Wealth Preservation
Tagged 401k, 401k Investing, abusive practices, Fiduciary, financial planning, investing, investment advice, investment advisors, investment portfolios, investment scams, investments, investor protection, Pension Planning, portfolio construction, retirement plan participants, retirement planning, wealth management, wealth preservation
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This Investment Is Up 7.11% Year to Date (3-3-2016)
Subscribers to this blog know that I subscribe to Charles Ellis’ philosophy that properly practiced, wealth management is not about the management of returns, but rather the informed management of investment risk. That’s not to say that investors should ignore … Continue reading
Posted in Common Sense, Investment Advice, Portfolio Construction, portfolio planning, Portfolio Planning, Retirement, Wealth Accumulation, Wealth Management, Wealth Preservation
Tagged Advice, asset protection, financial planning, investing, investment advice, investment portfolios, investments, portfolio construction, wealth management, wealth preservation
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