Author Archives: investsense

Unknown's avatar

About investsense

I am an ERISA/securities attormey, CFP Emeritus, and Accredited Wealth Management Advisor. I am also a former securites compliance director, I provide forensic investment analyses to help 401(k)/403(b) plan sponsors and other investment fiduciaries avoid legal liability exposure and protect their financial well-being. I am the creator of the Active Management Value Ratio metric, which analyzes the cost-efficiency of investments for investment fiduciaries and attorneys.

New White Paper

Posted on September 24, 2011 by investsense

New white paper posted on our web site, CommonSense InvestSense, at http://www.investsense.com.  “Investment Fraud ‘Secrets’: How to Avoid Becoming a Victim of Investment Fraud,” examines the role of internal beliefs and biases that often prevent investors from recognizing investment fraud … Continue reading →

Posted in Asset Protection, Investment Portfolios, Investor Protection, Portfolio Construction, Uncategorized, Wealth Preservation | Tagged , , , , , , , , | 2 Comments

401k Investors’ Right to “Sufficient Information to Make an Informed Decision”

Posted on August 23, 2011 by investsense

Watching the recent sell-off in the markets and the reported trillion dollar daily losses for investors, I cannot help but wonder how much of those losses were preventable, especially for 401k investors. 401k plans are increasingly opting for participant directed … Continue reading →

Posted in Investment Portfolios, Investor Protection, Portfolio Construction, Retirement Plan Participants, Retirement Planning, Wealth Preservation | Tagged , , , , , , , , , , , | 1 Comment

Three Numbers Every Investor and Fiduciary Should Remember

Posted on July 28, 2011 by investsense

The abundance of investment products and investment information available today can be intimidating and confusing to many investors, both novice and professional.  Over my twenty-plus years as an attorney and investment adviser, I have tried to help others focus on … Continue reading →

Posted in Asset Protection, Investment Portfolios, Investor Protection, Portfolio Construction, Retirement Plan Participants, Retirement Planning, Wealth Preservation | Tagged , , , , , , , , , , , | Leave a comment

The Power of the Proactive Investor, Part Two

Posted on July 9, 2011 by investsense

In Part One of this post, we highlighted strategies that proactive investors can use to better protect their financial security.  The strategies mentioned in Part One were more oriented toward the investment account as a whole. However, most securities claims … Continue reading →

Posted in Asset Protection, Investment Portfolios, Investor Protection, Portfolio Construction, Retirement Plan Participants, Retirement Planning, Wealth Preservation | Tagged , , , , , , , , , , | 2 Comments

The Power of the Proactive Investor, Part One

Posted on July 9, 2011 by investsense

“Your account is a brokerage account and not an advisory account. Our interests may not always be the same as yours. Please ask us questions to make sure you under-stand your rights and our obligations to you, including the extent … Continue reading →

Posted in Asset Protection, Investment Portfolios, Investor Protection, Portfolio Construction, Retirement Plan Participants, Retirement Planning, Wealth Preservation | Tagged , , , , , , , , , , , | 1 Comment

Street Smarts

Posted on June 3, 2011 by investsense

Wall Street has a lot of colorful sayings.  Some of the sayings actually contain useful information for investors.  I often refer to some of my favorite Wall Street sayings during my presentations.  Interestingly enough, I often have people come up … Continue reading →

Posted in Asset Protection, Investment Portfolios, Investor Protection, Portfolio Construction, Uncategorized, Wealth Preservation | Tagged , , , , , , , , , , , | Leave a comment

Optimizing Your Retirement Plan’s Investment Options

Posted on May 4, 2011 by investsense

One of the things that continues to amaze me are the number of cases we see where participants in a retirement plan have set up unsuitable portfolios in their retirement accounts, thereby exposing themselves to unnecessary investment risk.  When asked … Continue reading →

Posted in Asset Protection, Investment Portfolios, Investor Protection, Portfolio Construction, Retirement Plan Participants, Retirement Planning, Wealth Preservation | Tagged , , , , , , , , , , , | 2 Comments

The Absolute Truth About Wealth Preservation Investing

Posted on April 21, 2011 by investsense

American investors lost trillions of dollars as a result of the bear markets of 2000-2002 and 2008.  As a result of such losses, mutual funds companies are beginning to offer so called absolute return mutual funds.  The goal of an … Continue reading →

Posted in Asset Protection, Investment Portfolios, Investor Protection, Portfolio Construction, Retirement Plan Participants, Retirement Planning, Wealth Preservation | Tagged , , , , , , , , , , , | 2 Comments

Breach of Trust

Posted on March 20, 2011 by investsense

Once again, Congress has shown its true colors, as steps have been taken to prevent the implementation of a universal fiduciary standard in the financial services industry.  Despite the clear evidence of recent abuses on Wall Street and studies supporting … Continue reading →

Posted in Asset Protection, Investor Protection, Portfolio Construction, portfolio planning, Portfolio Planning, Retirement Planning, Wealth Preservation | Leave a comment

Hello world!

Posted on January 19, 2011 by investsense

“InvestSense – the art of combining sound, proven investment techniques with common sense to provide investors with both upside potential and protection against downside risk.” The goal of the “CommonSense InvestSense” blog is to provide investors with information that they can … Continue reading →

Posted in Wealth Preservation | Tagged , , , , | Leave a comment