CommonSense InvestSense
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CommonSense InvestSense- Is Your 401(k) Plan Truly Acting in the Best Interests of the Plan Participants?: Evaluating Your 401(k) Plan with the Active Management Value Ratio and Fiduciary Prudence Forensics
- InvestSense 101: Assets Under Management…or Mismanagement? – Separating Fact From Fiction
- Battle of the Best Interests: Why the Financial Services Industry Opposes a True Fiduciary Standard and Genuine Investor Protection
- 1+1=34: A Step-by-Step Guide to Wealth Management and Preservation Using the Active Management Value Ratio
- At What Cost?: Annuities, Cryptocurrency, and 401(k) Plans
- “CommonSense InvestSense”- Simplifying Prudent Investing with the Active Management Value Ratio™
- “At What Cost” – Annuities and Cryptocurrency vs. Wealth Preservation and Investor Protection
- “The Lie of the Pie” – Mutual Fund Marketing “Trickeration”
- Upon Further Review-Rethinking the Investment Decision-Making Process
- The Active Management Value Ratio™ 3.0: Maximizing Cost-Efficiency to Improve Investment Returns and Wealth Preservation
Category Archives: pension plans
Put Up or Shut Up!
The Securities and Exchange Commission (SEC) continues to delay action on a proposed universal fiduciary standard that would require anyone providing investment advice to always put a customer’s best interests first. While investment advisers are currently required to put a … Continue reading
Posted in Fiduciary, Investment Advice, Investment Fraud, Investor Protection, pension plans, Portfolio Construction, Retirement Planning, Wealth Accumulation, Wealth Management, Wealth Preservation
Tagged abusive practices, asset protection, black box investment fraud, Fiduciary, financial planning, investing, investment advice, investment portfolios, investment scams, investments, investor protection, InvestSense, retirement plan participants, retirement planning, stockbrokers, wealth management, wealth preservation
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Wealth Preservation and Those Pesky 401(k)/403(b)/IRA Beneficiary Forms
Everybody hates paperwork. So when employees and investors are asked to fill out all the paperwork associated with 401(k) plans and individual retirement plans (IRAs), most people just enter something without giving it much thought. When I was a compliance … Continue reading
Posted in Asset Protection, Common Sense, ERISA, Investment Advice, Investment Portfolios, Investor Protection, IRA, Life Advice, pension plans, Retirement, Retirement Distribution Planning, Retirement Plan Participants, Retirement Planning, Wealth Distribution, Wealth Management, Wealth Preservation
Tagged 401k, 401k Investing, Advice, asset protection, Fiduciary, financial interests, financial planning, investing, investment advice, investment portfolios, investor protection, IRAs, Pension Planning, Pensions, retirement distribution planning, retirement plan participants, retirement planning, wealth distribution, wealth management, wealth preservation
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1 + 1 = 34: The True Impact of Mutual Fund Fees
One of the most common mistakes I see investors make is failing to understand the true cost of investment fees. Many investors dismiss an annual management fee of 1 percent as “just” 1 percent. Just as investment returns compound over … Continue reading
Posted in ERISA, Fiduciary, Investment Advice, Investment Advisors, Investment Portfolios, Investor Protection, pension plans, Portfolio Construction, portfolio planning, Retirement, Wealth Accumulation, Wealth Management, Wealth Preservation
Tagged 401k, 401k Investing, abusive practices, Active Management Value Ratio, Advice, asset protection, black box investment fraud, Fiduciary, financial planning, investing, investment advice, investment advisors, investment portfolios, investment scams, investments, investor protection, IRAs, Pension Planning, Pensions, portfolio construction, retirement plan participants, retirement planning, stockbrokers, wealth management, wealth preservation
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“Hidden” Assets – Potential Liability Implication of the LaRue Decision for Attorneys, Fiduciaries and Their Clients
During a recent deposition of an executor, I asked the executor, a bank trust officer, whether the bank had evaluated the defined contribution plan in which the deceased had participated. The trust officer replied that the funds in deceased’s account … Continue reading
Posted in Asset Protection, ERISA, pension plans, Wealth Management, Wealth Preservation
Tagged asset protection, divorce, Fiduciary, financial interests, investment losses, investor protection, InvestSense, Pensions, retirement plan participants, retirement planning, wealth distribution, wealth management, wealth preservation, wealth recovery
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CommonSense InvestSense 