Tag Archives: wealth preservation

Special Report: Empowering Teachers for Retirement Readiness

Posted on November 6, 2016 by investsense

Let’s get straight to the point – teachers at all levels have gotten, and continue to get, inequitable treatment when it comes to options to allow them to become “retirement ready.” My sister-in-law was an assistant principal in a local … Continue reading →

Posted in Asset Protection, ERISA, Fiduciary, Investment Advice, Investment Advisors, Investment Fraud, Investment Portfolios, Investor Protection, pension plans, Portfolio Construction, portfolio planning, Retirement, Retirement Plan Participants, Retirement Planning, Variable Annuities, Variable Annuity Abuse, Wealth Accumulation, Wealth Management, Wealth Preservation | Tagged , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Wells Fargo, Bank Cross-Selling and Your Right to Privacy

Posted on October 29, 2016 by investsense

By now, most people are familiar with Wells Fargo and the illegal activities they engaged in by creating fictitious accounts to misrepresent their financial operations. What Wells Fargo did is wrong for a number of reasons, including inflating the price … Continue reading →

Posted in Asset Protection, Consumer Protection, Consumer Rights, Investment Advice, Investor Protection, Life Advice, Right to Privacy, Variable Annuities, Wealth Management, Wealth Preservation | Tagged , , , , , , , | Leave a comment

CommonSense InvestSense – Account Management 2016

Posted on September 28, 2016 by investsense

“Don’t gamble. Take all your savings and buy some good stock and hold it ’til it goes up then sell it. If it don’t go up, don’t buy it. Will Rogers If only it were that easy. While no one … Continue reading →

Posted in Absolute Returns, Asset Protection, Closet Index Funds, Common Sense, Investment Advisors, Investment Portfolios, Investor Protection, pension plans, Portfolio Construction, portfolio planning, Portfolio Planning, Variable Annuities, Wealth Accumulation, Wealth Management, Wealth Preservation | Tagged , , , , , , , , , , , , , | Leave a comment

New eBook Now Available

Posted on September 4, 2016 by investsense

My new eBook, “CommonSense InvestSense: New Strategies for Accumulating and Preserving Wealth,” is now available at amazon.com.

Posted in Common Sense, Investment Advisors, Investment Portfolios, Investor Protection, IRA, Portfolio Construction, portfolio planning, Portfolio Planning, Retirement, Retirement Distribution Planning, Retirement Plan Participants, Retirement Planning, Variable Annuities, Variable Annuity Abuse, Wealth Accumulation, Wealth Distribution, Wealth Management, Wealth Preservation | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

Three Return “Secrets” to Improved Investment Performance: Interpreting Investment Returns

Posted on August 28, 2016 by investsense

A 2007 study by Schwab Institutional estimated that approximately 75 percent of investor accounts they studied were unsuitable as being inconsistent with either an investor’s financial goals or financial needs.  While one might expect widespread denial of the study’s findings, … Continue reading →

Posted in Absolute Returns, Closet Index Funds, Investment Advice, Investment Advisors, Investment Portfolios, Investor Protection, Portfolio Construction, portfolio planning, Portfolio Planning, Uncategorized, Wealth Accumulation, Wealth Management, Wealth Preservation | Tagged , , , , , , , , , , , , , , , | Leave a comment

Four Things Every Investor and Fiduciary Should Remember-2016

Posted on July 14, 2016 by investsense

The abundance of investment products and investment information available today can be intimidating and confusing to many investors, both novice and professional. Without question, the most common questions I get from people are how to properly manage their investment portfolios … Continue reading →

Posted in Fiduciary, Investment Advice, Investment Advisors, Investment Portfolios, Investor Protection, portfolio planning, Portfolio Planning, Retirement Planning, Variable Annuities, Wealth Accumulation, Wealth Management, Wealth Preservation | Tagged , , , , , , , , , , , , , , , , | Leave a comment

James W. Watkins, III, quoted in new 401(k) article

Posted on July 6, 2016 by investsense

I was recently quoted in an article addressing best practices of leading 401(k) plans. The article raises a number of relevant issues regarding providing a meaningful plan to help plan participants accomplish their financial goals. The article, “Is your 401(k) … Continue reading →

Posted in Common Sense, ERISA, Fiduciary, Investment Advisors, Investment Portfolios, Investor Protection, pension plans, portfolio planning, Retirement, Retirement Distribution Planning, Retirement Plan Participants, Retirement Planning, Uncategorized, Wealth Accumulation, Wealth Management, Wealth Preservation | Tagged , , , , , , , , , , , | Leave a comment

Outing “closet index” funds

Posted on March 15, 2016 by investsense

Canada is finally investigating the issue of recommendations and sales of “closet index” funds. The same problem exists in the U.S., but don’t hold your breath expecting U.S. regulators to address the problem. A closet index fund is also referred to … Continue reading →

Posted in Asset Protection, ERISA, Fiduciary, Investment Advice, Investment Advisors, Investment Fraud, Investor Protection, pension plans, Portfolio Construction, portfolio planning, Portfolio Planning, Retirement, Retirement Plan Participants, Wealth Management, Wealth Preservation | Tagged , , , , , , , , , , , , , , , , | Leave a comment

More Warnings About Stable Value Funds

Posted on March 11, 2016 by investsense

Another excellent article highlighting the issues regarding stable value funds and fundamental fairness issues re windfall profits often taken by SVF issuers. http://www.morningstar.com/advisor/t/67716370/stable-value-funds-a-disclosure-dilemma.htm

Posted in ERISA, Fiduciary, Investment Advice, Investment Advisors, Investment Portfolios, pension plans, Portfolio Construction, portfolio planning, Retirement, Retirement Plan Participants, Uncategorized, Wealth Accumulation, Wealth Management, Wealth Preservation | Tagged , , , , , , , | Leave a comment

Those “Great” Stable Value Funds Exposed

Posted on March 6, 2016 by investsense

So many 401(k) plans and plan participants have fallen in love with these products without truly understanding how they work, especially how they can benefit the companies offering them at the plan participant’s expense. This Morningstar article by Scott Simon … Continue reading →

Posted in Common Sense, ERISA, Fiduciary, Investment Advice, Investment Fraud, Investment Portfolios, Investor Protection, pension plans, Portfolio Construction, portfolio planning, Retirement, Retirement Plan Participants, Retirement Planning, Uncategorized, Wealth Accumulation, Wealth Management, Wealth Preservation | Tagged , , , , , , , , , , , , , , , , , | Leave a comment