The new InvestSense white paper, “Dirty Little Secrets: Protecting Investors and Fiduciaries Against ‘Black Box’ Investment Fraud,” provides information and advice on how to avoid the often subtle and overlooked problem of “black box” asset allocation/ portfolio optimization plans.  Based on the number of bogus plans produced each year and the losses that undoubtedly occurred during the recent bear markets, it could be argued that “black box” investment fraud has caused, and will continue to cause, more unnecessary financial losses than Bernie Madoff’s fraudulent acts until the public recognizes the problem and takes steps to protect themselves.