Author Archives: investsense

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About investsense

I am an ERISA/securities attormey, CFP Emeritus, and Accredited Wealth Management Advisor. I am also a former securites compliance director, I provide forensic investment analyses to help 401(k)/403(b) plan sponsors and other investment fiduciaries avoid legal liability exposure and protect their financial well-being. I am the creator of the Active Management Value Ratio metric, which analyzes the cost-efficiency of investments for investment fiduciaries and attorneys.

Sunlight Is the Best Disinfectant

Posted on March 12, 2012 by investsense

A previous InvestSense white paper discussed one question every investor should ask their financial advisers whenever investment recommendations are provided-“Why?”  The new InvestSense white paper, “Sunlight Is the Best Disinfectant,” provides nineteen more questions that investors should ask to better … Continue reading →

Posted in Asset Protection, Investment Portfolios, Investor Protection, portfolio planning, Retirement Plan Participants, Wealth Preservation | Tagged , , , , , , , , | Leave a comment

Bigger Than Madoff?

Posted on March 3, 2012 by investsense

The new InvestSense white paper, “Dirty Little Secrets: Protecting Investors and Fiduciaries Against ‘Black Box’ Investment Fraud,” provides information and advice on how to avoid the often subtle and overlooked problem of “black box” asset allocation/ portfolio optimization plans.  Based … Continue reading →

Posted in Asset Protection, Investment Portfolios, Investor Protection, Portfolio Construction, portfolio planning, Retirement Plan Participants, Wealth Preservation | Tagged , , , , , , , , , , , , , | Leave a comment

Special Alert-Barron’s “America’s Top 1000 Financial Advisors”

Posted on February 21, 2012 by investsense

I am, and always have been, a huge fan of Barron’s.  It is a great resource for investors and those having interests in the financial services industry. However, the “America’s Top 100 Financial Advisors” supplement in the February 20, 2012, issue has to … Continue reading →

Posted in Asset Protection, Investment Portfolios, Investor Protection, Portfolio Construction, portfolio planning, Portfolio Planning, Retirement Plan Participants, Retirement Planning, Wealth Management, Wealth Preservation | Tagged , , , | 1 Comment

The One Question Every Investor Should Always Ask

Posted on February 10, 2012 by investsense

This week I had two referrals that prompted this post.  In each case, I was asked to provide a pre-investment suitability analysis for fiduciaries involved in the cases.  One case involved a trust for two children whose parents had died.  … Continue reading →

Posted in Asset Protection, Investment Portfolios, Investor Protection, Portfolio Construction, Portfolio Planning, Retirement Plan Participants, Retirement Planning | Tagged , , , , , , , , | Leave a comment

New Wealth Recovery White Paper

Posted on February 1, 2012 by investsense

InvestSense’s new White Paper, “Recovering ‘Hidden’ Assets: Wealth Preservation and Recovery Strategies for Heirs, Beneficiaries and their Advisers,” addresses the increasing problem of executors, trustees and other fiduciaries overlooking and/or failing to advise heirs and beneficiaries of potential assets of an estate … Continue reading →

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New Investor Protection White Paper

Posted on January 4, 2012 by investsense

With the new year comes the renewed debate for a universal fiduciary standard that would protect the public by requiring that anyone providing investment advice to the public must put the customer’s financial interests ahead of those of the adviser.  … Continue reading →

Posted in Investment Portfolios, Investor Protection, Portfolio Construction, Portfolio Planning, Retirement Planning, Wealth Preservation | Tagged , , , , , , , , , , , , | Leave a comment

Best Investment Book Recommendations

Posted on December 22, 2011 by investsense

I’m often asked to recommend the “best” investment book for investors, especially at this time of the year.  Where are a number of helpful investment books available, I always recommend “Winning the Loser’s Game: Timeless Strategies for Successful Investing” by Charles D. Ellis.  Now … Continue reading →

Posted in Investment Portfolios, Portfolio Construction, portfolio planning, Portfolio Planning, Wealth Preservation | Tagged , , , , , , , | 3 Comments

Trust, But Verify

Posted on November 29, 2011 by investsense

I recently read an article, “Trust, Stupidity and Fraud,” which discussed the so-called “unholy trinity” of financial planning.  The article, written by Australian attorney Peter Bobbin, forecast a rise in fraud within the financial planning industry.  In analyzing fraud, Bobbin … Continue reading →

Posted in Asset Protection, Investment Portfolios, Investor Protection, Portfolio Construction, Retirement Planning, Wealth Preservation | Tagged , , , , , , , , , | 1 Comment

The InvestSense Challenge

Posted on November 16, 2011 by investsense

Protect your financial security with our new white paper, “The InvestSense Challenge.”  The Challenge provides key information and industry “secrets” in a “quick” format in furtherance of our motto/mission, the power of the informed investor.

Posted in Asset Protection, Investment Portfolios, Investor Protection, Portfolio Construction, Retirement Planning, Wealth Preservation | Tagged , , , , , , , , , | Leave a comment

PACE Your Way to Investment Success

Posted on October 7, 2011 by investsense

In reviewing and creating investment portfolios, InvestSense uses the acronym PACE as a fundamental guideline.  PACE stands for proactive portfolio management, absolute returns, correlation of returns and expense control.  By focusing on these four areas, we not only provide useful information for both … Continue reading →

Posted in Investment Portfolios, Investor Protection, Portfolio Construction, Retirement Planning, Wealth Preservation | Tagged , , , , , , , , , | 1 Comment